Terms of Service
Welcome to Ridgewood Insights. These terms and conditions outline the rules and regulations for the use of our website, located at ridgewoodinsights.com. By accessing this website, we assume you accept these terms and conditions. Do not continue to use Ridgewood Insights if you do not agree to all of the terms and conditions stated on this page.
1. General
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves.
2. License
Unless otherwise stated, Ridgewood Insights and/or its licensors own the intellectual property rights for all material on Ridgewood Insights. All intellectual property rights are reserved. You may access this from Ridgewood Insights for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
- Republish material from Ridgewood Insights
- Sell, rent or sub-license material from Ridgewood Insights
- Reproduce, duplicate or copy material from Ridgewood Insights
- Redistribute content from Ridgewood Insights
3. User Comments
This Agreement shall begin on the date hereof. Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Ridgewood Insights does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Ridgewood Insights, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions.
4. Governing Law & Jurisdiction
These terms will be governed by and interpreted in accordance with the laws of the Republic of Zambia, and you submit to the non-exclusive jurisdiction of the courts located in Zambia for the resolution of any disputes.
5. Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
- limit or exclude our or your liability for death or personal injury;
- limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- limit any of our or your liabilities in any way that is not permitted under applicable law; or
- exclude any of our or your liabilities that may not be excluded under applicable law.